| Keunggulan SCF | Risiko yang Perlu Diperhatikan |
|---|---|
| Potensi imbal hasil menarik | Risiko gagal bayar (default) |
| Mendukung UMKM dan ekonomi riil | Likuiditas terbatas (tidak sekaya pasar saham) |
| Diversifikasi portofolio | Kurasi dan tata kelola penerbit penting |
| Diawasi OJK | Membutuhkan pemahaman bisnis penerbit |
Prompt Gambar Editorial
Konsep: Diversifikasi Cerdas, Ekonomi Kuat (Gaya Modern dan Informatif)
"A modern and informative editorial illustration depicting the growth of securities crowdfunding. The central image is a stylized, upward-trending graph in green, with the numbers 'Rp1,53 T' (Dec 2024) and 'Rp2,04 T' (Feb 2026) at its base, and an arrow pointing sharply upward. Integrated into the graph are small, colorful icons representing UMKM (a small factory, a farmer, a craftsman) and a 'Syariah' badge, highlighting the dominant sectors. Below the graph, a diverse group of small investor silhouettes are shown placing funds into a digital platform interface labeled 'SCF - ALUDI'. In the background, a faint, protective outline of the OJK and KSEI logos ensures a sense of security. The overall mood is optimistic, stable, and emphasizes financial inclusion and smart diversification."
